What is a High-Deductible Health Plan? High-deductible health plans force you to bear some of the burden of insurance. This insurance is often called catastrophic insurance because it kicks in after you hit a high deductible. Yet for many with limited insurance choices, HDHPs work well.
What To Do If You Can\'t Pay Your Taxes If you can't afford to pay your taxes you still have options. The only thing you can't do: not file your taxes. File your taxes and then check out these options for paying off your tax debt to the IRS.
Mortgage Refinancing: Is it too Late? Since the downturn in the economy and the near collapse of the mortgage market, interest rates have been hovering at an all-time low. Eventually, interest rates are expected to increase. However, now may be the perfect time to consider a refinance.
Should You Ignore Asset Allocation Advice? There are several rules of thumb designed to guide you in your asset allocation decisions. But will those rules of thumb work for your specific situation?
Changes in Credit Laws Favor Consumers Consumers have been denied credit, received low interest rates, or been saddled with high interest rates all because of one important number- the credit score. Changes incorporated by the FTC are about to change some of the dynamics related to this.
Flood Insurance Basics Flood insurance may be a requirement for you to purchase a home. But if it isn't, should you still consider the product?
Debt Consolidation Using a Home Equity Loan or HELOC Credit card bills piling up? Need to take control of your finances by consolidating your debt? If you are a homeowner, a home equity loan or line of credit may be just what you need.
Should You Refinance Your Home Mortgage? Refinancing your home mortgage can save you thousands of dollars in interest. Despite this, it may not be the best option for your situation. How is that possible? Read on to see if it is the right fit for you.
