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What is a 2nd Mortgage?

By on May 10, 2014 in Mortgage with 0 Comments
What is a 2nd Mortgage?

A 2nd mortgage, sometimes referred to as a home equity loan is simply a second lien on a property. Subordinate to a 1st mortgage, 2nd mortgages are a more risky funding vehicle for lenders. For this reason interest rates on these types of loans will typically be higher than that of a first mortgage. 2nd […]

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Using Your Mortgage as a Debt Consolidation Tool

By on May 5, 2014 in Mortgage with 0 Comments
Using Your Mortgage as a Debt Consolidation Tool

Are you a homeowner drowning in debt? Consolidating your debt using your mortgage may enable your home to work for you. After all, a home is not just a place to live and raise a family; it can also be a very good source of accessible cash. Accessing the equity in your home may allow […]

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Refinancing Your 1st and 2nd Mortgages

By on May 4, 2014 in Mortgage with 0 Comments
Refinancing Your 1st and 2nd Mortgages

1st and 2nd mortgages are financial products many current or future homeowners will have to deal with.  You do everything possible to maintain an excellent credit score and work hard to save up enough money for a down payment. When it is time to buy your dream home, you hope you can find a low […]

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Finding the Lowest Mortgage Refinance Rates

By on May 4, 2014 in Mortgage with 0 Comments
Finding the Lowest Mortgage Refinance Rates

As a consumer, how do you go about finding the lowest mortgage refinance rates? The internet is a great place to begin your shopping around for your next loan. Many people say you should get multiple no-obligation quotes from a few different lenders. However, with so many lenders to choose from, where do you start? […]

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The Risks of Medical Tourism

By on March 29, 2014 in Health Insurance, Insurance with 0 Comments
The Risks of Medical Tourism

Medical tourism is coming up as a rising trend in healthcare. It offers consumers surgery and other medical procedures in developing countries at a fraction of the cost it will be in rich countries. And often procedures are available in Third World countries that are not in wealthier countries. For the person who is looking […]

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Should Everyone Have Life Insurance?

By on March 28, 2014 in Insurance, Life Insurance with 0 Comments
Should Everyone Have Life Insurance?

Probably the biggest reason why anyone would ask this question is because life insurance is one of the few financial provisions that has no immediate benefit – at least not to you as the owner of the policy. Life insurance is about providing for other people after your death. Everyone should have at least some life […]

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How Losing Weight Can Lower Your Life Insurance Quote

By on March 27, 2014 in Insurance, Life Insurance with 0 Comments
How Losing Weight Can Lower Your Life Insurance Quote

Getting a life insurance quote is relatively easy. You simply go online, fill out the information as to how much coverage you want, how old you are, and so on. You can get a quote in as little as 10 minutes. Getting the quote isn’t the problem. Sometimes the price seems far too high, but […]

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What is a Short Sale and How Can I Buy a Short Sale Property?

By on March 27, 2014 in Money with 0 Comments
What is a Short Sale and How Can I Buy a Short Sale Property?

A short sale is a home that is being sold for less than the amount of the mortgage loan on the property. The proceeds of the sale will come up short compared to what is needed to pay off the mortgage balance. Why Buy a Short Sale Buying a home as a short sale means […]

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What is Accelerated Death Benefit?

By on March 26, 2014 in Insurance, Life Insurance with 0 Comments
What is Accelerated Death Benefit?

Having a term or permanent life insurance policy is truly a benefit to your family rather than you. If a life insurance policy is being exercised, you are dead. It doesn’t do you much good. That’s why you name beneficiaries in the policy – they are the ones that benefit from your death. Of course […]

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5 Common Mistakes When Buying Term Life Insurance

By on March 26, 2014 in Insurance, Life Insurance with 0 Comments
5 Common Mistakes When Buying Term Life Insurance

It’s all very easy to announce that you always look out for the best deals in life, but the reverse is often true when you buy term life insurance. It’s easy to learn how to be savvy when it comes to getting the policy you deserve and not overpay, but the key is to NOT […]

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