Insurance
Get the latest news, tips and advice on insurance products.
5 Things to Look at when Buying Dental Insurance
Purchasing the proper dental insurance is essential when it comes to taking care of your teeth. For many people dental insurance is one of those things you hate to pay for until you need it. The cost of a root canal or tooth implant can add up quickly and when it comes to orthodontia the […]
The Risks of Medical Tourism
Medical tourism is coming up as a rising trend in healthcare. It offers consumers surgery and other medical procedures in developing countries at a fraction of the cost it will be in rich countries. And often procedures are available in Third World countries that are not in wealthier countries. For the person who is looking […]
Should Everyone Have Life Insurance?
Probably the biggest reason why anyone would ask this question is because life insurance is one of the few financial provisions that has no immediate benefit – at least not to you as the owner of the policy. Life insurance is about providing for other people after your death. Everyone should have at least some life […]
How Losing Weight Can Lower Your Life Insurance Quote
Getting a life insurance quote is relatively easy. You simply go online, fill out the information as to how much coverage you want, how old you are, and so on. You can get a quote in as little as 10 minutes. Getting the quote isn’t the problem. Sometimes the price seems far too high, but […]
What is Accelerated Death Benefit?
Having a term or permanent life insurance policy is truly a benefit to your family rather than you. If a life insurance policy is being exercised, you are dead. It doesn’t do you much good. That’s why you name beneficiaries in the policy – they are the ones that benefit from your death. Of course […]
5 Common Mistakes When Buying Term Life Insurance
It’s all very easy to announce that you always look out for the best deals in life, but the reverse is often true when you buy term life insurance. It’s easy to learn how to be savvy when it comes to getting the policy you deserve and not overpay, but the key is to NOT […]
How to Appeal After Being Denied a New Life Insurance Policy
Getting a term life insurance quote is one of the smartest financial moves you can make for your family. An appropriately sized term life insurance policy provides financial security for your family in the event that you die and your income disappears from the monthly budget. Unfortunately life insurance companies don’t have to give you […]
The Benefits of Setting Up Life Insurance Proceeds by Installments
When it comes to life insurance we think in terms of leaving a large amount of money to our survivors upon death. But there is another alternative that is seldom used, but can better provide for your loved ones. Instead of leaving the full face amount of your life insurance policy to your beneficiaries, you […]
What to Do If You Are Denied Life Insurance
You tried to do the right thing. You understood the value of buying term life insurance. You understand the protection it provided your family; how it could replace your income if you died unexpectedly. You even did the really smart thing and got a free term life insurance quote online. The online quote gave you […]
What are Qualified Medical Expenses for HSA, MSA, and FSAs?
If you have the benefit of setting aside pre-tax income into a Health Savings Account (HSA), Archer Medical Savings Account (MSA), or Flexible Spending Account (FSA) you need to know how to safely use that money. As you might expect with these healthcare specific savings accounts that you cannot use the money on whatever you […]