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Why Your Health Factors Into Your Health Insurance Quote

By on March 4, 2014 in Health Insurance, Insurance with 0 Comments
Why Your Health Factors Into Your Health Insurance Quote

It almost seems unfair. The worse your health is the higher the premium the health insurance company wants you to pay for the very product and service you need to make you more healthy. The better your health is the lower your premium will be because the odds of you needing significant and expensive medical […]

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What is the Cost to Businesses for Not Providing Health Insurance?

By on March 4, 2014 in Health Insurance, Insurance with 0 Comments
What is the Cost to Businesses for Not Providing Health Insurance?

The Affordable Care Act is a sweeping piece of legislation designed to reform the healthcare and health insurance industry in the United States. It is a law more than 2,000 pages in length that few in Congress took the time to read before it was passed. Most people can agree that the intent behind the […]

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What is Catastrophic Health Insurance?

By on March 4, 2014 in Health Insurance, Insurance with 0 Comments
What is Catastrophic Health Insurance?

Health insurance can be astronomically expensive for some individuals and families, so expensive that it makes more sense to go without insurance than to pay the hefty premiums. This risky situation might save hundreds of dollars in premiums each month but end up with an incredibly high amount of medical debt that puts you into […]

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How to Buy Independent Health Insurance

By on March 2, 2014 in Health Insurance, Insurance with 0 Comments
How to Buy Independent Health Insurance

Buying health insurance is one of the most critical financial tasks you must take on. The risks of going without health insurance are too great. All it takes is one accident or illness to put you in the hospital via the emergency room. You can easily walk out with a bill ranging in the six […]

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What is the Penalty for Not Having Health Insurance

By on February 28, 2014 in Health Insurance, Insurance with 0 Comments
What is the Penalty for Not Having Health Insurance

Under the Affordable Care Act every person who can get some sort of health coverage is required to or to pay a penalty instead. While it may seem unfair to require individuals to buy health insurance or pay fees, the reality is that if you are uninsured and need serious medical assistance at a hospital […]

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What is an Archer Medical Savings Account (MSA)?

By on February 27, 2014 in Health Insurance, Insurance with 0 Comments
What is an Archer Medical Savings Account (MSA)?

You’ve probably heard of Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). But there’s a different type of account that can be used that you’ve likely heard little about called an Archer MSA account. MSA stands for Medical Savings Account and it is named after the Congressional representative, Bill Archer, that sponsored the bill. […]

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Alternative Methods for Getting Health Insurance

By on February 27, 2014 in Health Insurance, Insurance with 0 Comments
Alternative Methods for Getting Health Insurance

Health insurance is not inexpensive, but going without it is even more costly. How can you get affordable health insurance? There are a few ways. With the changes to the healthcare industry caused by the Affordable Care Act some employers are being forced to make difficult choices. Cutting hours back on employees can eliminate the […]

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Use a Bank of Your Choosing for Your Health Savings Account

By on February 26, 2014 in Health Insurance, Insurance with 0 Comments
Use a Bank of Your Choosing for Your Health Savings Account

Many employers are desperate to save money on health insurance premiums for their employees. Even with the Affordable Care Act premiums are expected to continue to rise. One way to save on costs with any type of insurance is to raise your deductible and that’s where high deductible health plans come into play. These HDHP […]

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How to Get Health Insurance as a Freelance Worker

By on February 26, 2014 in Health Insurance, Insurance with 0 Comments
How to Get Health Insurance as a Freelance Worker

Health insurance is a hurdle for anyone who is self-employed, but even more for freelance workers. If you’re self-employed and hire one or more employees, you can start a group health insurance plan. But if you’re a freelance worker, it’s just you, and that can make finding affordable health insurance a real obstacle. Four Health […]

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What Steps to Take If Your Employer Doesn’t Offer Health Insurance

By on February 26, 2014 in Health Insurance, Insurance with 0 Comments
What Steps to Take If Your Employer Doesn’t Offer Health Insurance

Among the many financial priorities we all have, having adequate health, life, and renters or homeowners insurance must be at the top. Insurance can be a significant expense each month but the risk of going without it – and ending up with tens of thousands of dollars in debt – is much worse. This is […]

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