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Get the latest news, tips and advice on life insurance.

Should Everyone Have Life Insurance?

By on March 28, 2014 in Insurance, Life Insurance with 0 Comments
Should Everyone Have Life Insurance?

Probably the biggest reason why anyone would ask this question is because life insurance is one of the few financial provisions that has no immediate benefit – at least not to you as the owner of the policy. Life insurance is about providing for other people after your death. Everyone should have at least some life […]

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How Losing Weight Can Lower Your Life Insurance Quote

By on March 27, 2014 in Insurance, Life Insurance with 0 Comments
How Losing Weight Can Lower Your Life Insurance Quote

Getting a life insurance quote is relatively easy. You simply go online, fill out the information as to how much coverage you want, how old you are, and so on. You can get a quote in as little as 10 minutes. Getting the quote isn’t the problem. Sometimes the price seems far too high, but […]

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What is Accelerated Death Benefit?

By on March 26, 2014 in Insurance, Life Insurance with 0 Comments
What is Accelerated Death Benefit?

Having a term or permanent life insurance policy is truly a benefit to your family rather than you. If a life insurance policy is being exercised, you are dead. It doesn’t do you much good. That’s why you name beneficiaries in the policy – they are the ones that benefit from your death. Of course […]

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5 Common Mistakes When Buying Term Life Insurance

By on March 26, 2014 in Insurance, Life Insurance with 0 Comments
5 Common Mistakes When Buying Term Life Insurance

It’s all very easy to announce that you always look out for the best deals in life, but the reverse is often true when you buy term life insurance. It’s easy to learn how to be savvy when it comes to getting the policy you deserve and not overpay, but the key is to NOT […]

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How to Appeal After Being Denied a New Life Insurance Policy

By on March 25, 2014 in Insurance, Life Insurance with 0 Comments
How to Appeal After Being Denied a New Life Insurance Policy

Getting a term life insurance quote is one of the smartest financial moves you can make for your family. An appropriately sized term life insurance policy provides financial security for your family in the event that you die and your income disappears from the monthly budget. Unfortunately life insurance companies don’t have to give you […]

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The Benefits of Setting Up Life Insurance Proceeds by Installments

By on March 24, 2014 in Insurance, Life Insurance with 0 Comments
The Benefits of Setting Up Life Insurance Proceeds by Installments

When it comes to life insurance we think in terms of leaving a large amount of money to our survivors upon death. But there is another alternative that is seldom used, but can better provide for your loved ones. Instead of leaving the full face amount of your life insurance policy to your beneficiaries, you […]

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What to Do If You Are Denied Life Insurance

By on March 24, 2014 in Insurance, Life Insurance with 0 Comments
What to Do If You Are Denied Life Insurance

You tried to do the right thing. You understood the value of buying term life insurance. You understand the protection it provided your family; how it could replace your income if you died unexpectedly. You even did the really smart thing and got a free term life insurance quote online. The online quote gave you […]

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What is Universal Life Insurance?

By on March 23, 2014 in Insurance, Life Insurance with 1 Comment
What is Universal Life Insurance?

Life insurance is a confusing topic because there isn’t just one type of insurance to choose from. You can’t call three insurance companies and get three identical quotes. There is term life insurance, permanent life insurance and whole life insurance; whole and permanent life insurance have several different variations, too. So what exactly is universal […]

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How to Appeal a Life Insurance Claim Denial

By on March 22, 2014 in Insurance, Life Insurance with 0 Comments
How to Appeal a Life Insurance Claim Denial

There’s nothing worse than thinking you did the right thing for your family and it end up not working out. Getting a term life insurance policy protects your family, but only in the event that they can file a claim on your life. Sometimes for various reasons the life insurance company can deny the claim. […]

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How Smokers Can Save Money on Life Insurance

By on March 20, 2014 in Insurance, Life Insurance with 0 Comments
How Smokers Can Save Money on Life Insurance

If you’re a cigarette smoker, you’re probably familiar with paying more when it comes to anything related to insurance. Life insurance is no different – you will pay significantly more in premiums if you are smoker, compared to a non-smoker. Premiums are higher for smokers because smoking is associated with a large number of chronic […]

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