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What is a Short Sale and How Can I Buy a Short Sale Property?

By on March 27, 2014 in Money with 0 Comments
What is a Short Sale and How Can I Buy a Short Sale Property?

A short sale is a home that is being sold for less than the amount of the mortgage loan on the property. The proceeds of the sale will come up short compared to what is needed to pay off the mortgage balance. Why Buy a Short Sale Buying a home as a short sale means […]

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The Costly Mistake of Going Over Budget When Home Shopping

By on March 16, 2014 in Money with 0 Comments
The Costly Mistake of Going Over Budget When Home Shopping

Shopping for a new place to live is exciting and draining at the same time. You look at so many different properties they all start to run together. Your agent is on your side – but not completely. Your agent’s job is to help you in buying a home with the caveat that the more […]

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Why Bank Accounts are Better Than Money Market Mutual Funds

By on March 16, 2014 in Money with 0 Comments
Why Bank Accounts are Better Than Money Market Mutual Funds

Money market mutual funds used to be the next step up you would take after you had enough money in your bank account. The value of your money wouldn’t change and you could use it as a sweep account for your investments. It seemed like a win-win. All that has drastically changed since the financial […]

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How Much Should I Save in My HSA?

By on March 16, 2014 in Money with 0 Comments
How Much Should I Save in My HSA?

A health savings account or HSA is a tax-deferred healthcare account that lets you set aside pre-tax income today for use on medical spending at some point in the future. If the funds are spent on qualified healthcare expenses then you never pay income tax on your contributions to the HSA. HSAs are a great […]

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What are the Four Account Options to Save Money on Medical Expenses?

By on March 15, 2014 in Money with 0 Comments
What are the Four Account Options to Save Money on Medical Expenses?

HSAs, HRAs, MSAs, FSAs… the number of account options available to you to save taxes on medical expenses looks like quite the confusing array of alphabet soup. It’s important to learn about the differences so you can make better choices when it comes to open enrollment with your benefits department. There’s no need to turn […]

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How Much Should I Save in My FSA?

By on March 15, 2014 in Money with 0 Comments
How Much Should I Save in My FSA?

A Flexible Spending Account or FSA is a tax-advantaged account that employees can divert some of their pre-tax income into to be used toward eligible medical expenses. That’s a mouthful. Essentially with an FSA from your employer you can set aside part of your income each year and as long as that money is used […]

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Mobile Payment Options for Small Businesses

By on March 13, 2014 in Money with 0 Comments
Mobile Payment Options for Small Businesses

It is tough to be a small business these days. Consumers buy seemingly everything online at prices a small business can’t compete with. Customers that happen to come into the store may not stay long, and don’t seem engaged. As bad as the news is for these business owners, there is some good news. Savvy […]

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Can You Get Compensation for Diminished Value on Your Car?

By on March 9, 2014 in Money with 0 Comments
Can You Get Compensation for Diminished Value on Your Car?

You just got into an accident with your car. Before the accident, your car is worth $20,000; you had fully repaired, so it should still be worth $20,000, right? Unfortunately, probably not. There’s a creeping marauder in the automotive world known as diminished value that usually guarantees that your car will never be worth quite as much after […]

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Online Financial Security: Improve Your Passwords

By on March 7, 2014 in Money with 0 Comments
Online Financial Security: Improve Your Passwords

It seems every week a new report shows yet another breach at a financial institution, major retailer, or major website. Thousands or millions of account names, user IDs, passwords, and credit card information is stolen by hackers in each breach. Just because someone gets some data off of the servers of these hacking victims doesn’t […]

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What is the Difference Between Renters Insurance, Landlord Insurance, and Vacant Home Insurance?

By on March 6, 2014 in Insurance, Money with 0 Comments
What is the Difference Between Renters Insurance, Landlord Insurance, and Vacant Home Insurance?

Insuring the place that you live is a pretty important financial life task. You don’t want to have to replace every single thing you own in case the property is destroyed. Likewise, as a home owner or real estate investor, you want to protect the home from destruction from tenants. Fortunately there is a wide […]

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