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3 Ways to Look for a California Mortgage Lender

By on February 18, 2016 in Mortgage with 0 Comments
3 Ways to Look for a California Mortgage Lender

Looking to buy a new home in California? If so, the chances are you will need a California mortgage lender to provide you with a pre-approval letter. Today there are many different ways to find a reputable mortgage lender in California. Ask a friend, family member or neighbor: One of the best ways to find […]

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4 Things to Consider when Searching Home Purchase Lenders Online

By on September 3, 2014 in Mortgage with 0 Comments
4 Things to Consider when Searching Home Purchase Lenders Online

For those of you who are ready to buy a new home, you are going to need to get a mortgage from an experienced home purchase lender. Today more and more people are finding their lender online because of its convenience and simplicity! However, there are a few things you will need to look out […]

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What is a 2nd Mortgage?

By on May 10, 2014 in Mortgage with 0 Comments
What is a 2nd Mortgage?

A 2nd mortgage, sometimes referred to as a home equity loan is simply a second lien on a property. Subordinate to a 1st mortgage, 2nd mortgages are a more risky funding vehicle for lenders. For this reason interest rates on these types of loans will typically be higher than that of a first mortgage. 2nd […]

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Using Your Mortgage as a Debt Consolidation Tool

By on May 5, 2014 in Mortgage with 0 Comments
Using Your Mortgage as a Debt Consolidation Tool

Are you a homeowner drowning in debt? Consolidating your debt using your mortgage may enable your home to work for you. After all, a home is not just a place to live and raise a family; it can also be a very good source of accessible cash. Accessing the equity in your home may allow […]

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Refinancing Your 1st and 2nd Mortgages

By on May 4, 2014 in Mortgage with 0 Comments
Refinancing Your 1st and 2nd Mortgages

1st and 2nd mortgages are financial products many current or future homeowners will have to deal with.  You do everything possible to maintain an excellent credit score and work hard to save up enough money for a down payment. When it is time to buy your dream home, you hope you can find a low […]

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Finding the Lowest Mortgage Refinance Rates

By on May 4, 2014 in Mortgage with 0 Comments
Finding the Lowest Mortgage Refinance Rates

As a consumer, how do you go about finding the lowest mortgage refinance rates? The internet is a great place to begin your shopping around for your next loan. Many people say you should get multiple no-obligation quotes from a few different lenders. However, with so many lenders to choose from, where do you start? […]

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How to Get a Mortgage for a Vacation Home

By on March 12, 2014 in Mortgage with 0 Comments
How to Get a Mortgage for a Vacation Home

Owning a vacation home isn’t for everyone due to the cost of buying the home and paying for upkeep when you aren’t there. But with real estate values much lower than in years past, especially in hot vacation areas like Florida, buying a vacation home might be more affordable than you thought possible. That having […]

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3 Reasons to Have a HELOC Even If You Don’t Need It

By on March 9, 2014 in Mortgage with 0 Comments
3 Reasons to Have a HELOC Even If You Don’t Need It

Paying off a huge debt like the home mortgage on your principal residence is lifting a huge financial burden off of your shoulders. Not having a monthly payment can free you up to pursue the job you always wanted, to start the freelancing career you have been holding back, or can let you travel the […]

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Should I Refinance Out of an ARM and Into a Fixed Rate Mortgage?

By on March 9, 2014 in Mortgage with 0 Comments
Should I Refinance Out of an ARM and Into a Fixed Rate Mortgage?

Mortgage rates continue to drop to historic low followed by an even lower historic low. If you own a home with an adjustable rate mortgage (or ARM), is it finally time to refinance into a long term fixed rate mortgage? Or will rates stay at their current lows for long enough to make sticking with […]

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How to Get a Mortgage for an Investment or Rental Property

By on March 7, 2014 in Mortgage with 0 Comments
How to Get a Mortgage for an Investment or Rental Property

Rental real estate can be a very lucrative industry if you do your homework. It’s the homework that is a problem because getting started with investment properties can be a bit overwhelming. We’re talking about big commitments of tens of thousands of dollars, finding a cash flow positive property, making an offer, closing the deal, […]

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