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Loan Modification: What it is and How to Qualify

By on September 24, 2011 in Mortgage with 0 Comments
Loan Modification: What it is and How to Qualify

If you are heading toward foreclosure or into a situation where you cannot afford to pay your mortgage payments, a loan modification may be an alternative to losing your home. Loan modifications are not an option for every homeowner, but it is an option worth checking into with your current lender. What is a Loan […]

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What is Mortgage Life Insurance and Do You Need It?

By on August 31, 2011 in Insurance, Life Insurance, Mortgage with 0 Comments
What is Mortgage Life Insurance and Do You Need It?

After you close on a home purchase your name is recorded in public government records for taxes, lot ownership, and so forth. Marketers can access this data and pull your information so they can send offers for various products directly to your mailbox. Your information from the mortgage is also usually shared with the bank’s […]

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How to Qualify for the Lowest Home Mortgage Rates

By on August 29, 2011 in Mortgage with 0 Comments
How to Qualify for the Lowest Home Mortgage Rates

Mortgage interest rates have been at historic lows for quite some time and continue to trend down. If you are financially able and plan to live in your current area for more than 10 years, buying a home is a great idea. Home prices have been slashed and also continue to fall. That mixed with […]

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The Protection a Down Payment Provides

By on August 8, 2011 in Mortgage with 0 Comments

Purchasing a home is a big financial step. You’re taking on a lot of responsibility that you don’t have when you rent a place to live. Your mortgage, insurance, taxes, yard work, and maintenance all fall on you. You’ve likely taken out hundreds of thousands of dollars in debt in order to make the dream […]

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Get Your Mortgage Approved Quickly

By on June 27, 2011 in Mortgage with 0 Comments

Despite the housing crunch it is still possible to finance a home with a traditional mortgage if you meet the qualifications. Even though underwriting guidelines have become much more strict, it is still possible to get a mortgage – and quickly. Having a mortgage pre-approval letter in hand is key to making an offer on […]

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Should You Use a Mortgage Broker?

By on June 6, 2011 in Mortgage with 0 Comments

If you are looking to take advantage of the poor economy, bad housing market, and historically low interest rates, you are not alone. As you are looking at various mortgage scenarios, you have a decision to make: to go directly with a lender and loan officer of a bank, or to work with a mortgage […]

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Fannie & Freddie: Mortgage Friends that Help Homebuyers Save Money

By on May 29, 2011 in Mortgage with 0 Comments

According to House Logic, millions of homeowners each year save on mortgage interest by using Fannie Mae and Freddie Mac mortgage options. While recent news headlines make it seem as if these two government-sponsored agencies are costing taxpayers money rather than helping the housing situation, if you look back into the annals of history, you’ll see decades […]

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5 Tips for Finding a Mortgage You Can Afford

By on May 26, 2011 in Mortgage with 0 Comments

Especially if you are a first time homebuyer, you may be wondering how to figure out just how much of a mortgage you can afford. Fortunately, there are clues you can use a guideline so that you do not get yourself in over your head. It is also important to note here that you should […]

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Should You Refinance Your Home Mortgage?

By on May 23, 2011 in Mortgage with 0 Comments

Refinancing your home’s mortgage is a great way to save money over the long-term. You will get a lower rate and lower payments. But is refinancing always a good idea? Let’s investigate how to determine whether or not you should refinance your home. What is refinancing a mortgage? To understand refinancing, just break down the […]

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How to Find the Right Mortgage for You

By on May 23, 2011 in Mortgage with 0 Comments

Buying a home is a stressful enough process without having to worry if you are choosing the right mortgage for your personal financial situation. Learn how to evaluate each type of mortgage and the costs involved first. Then learn how to evaluate the information to make a final decision–the right decision for your personal financial […]

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