Mortgage & Insurance Rates and News!

Ciele Edward

Debt Consolidation Using a Home Equity Loan or HELOC

By on January 1, 2011 in Mortgage with 0 Comments

If credit card bills and other monthly financial obligations are piling up, a debt consolidation mortgage can help you get more organized by combining the debts you owe into one monthly payment. This makes it less likely that you’ll overlook a payment to one of your creditors and subsequently accrue additional fees. Depending on the […]

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Avoid Foreclosure: Saving Your Home After Mortgage Default

By on December 25, 2010 in Mortgage with 0 Comments

If you’re one of the four out of ten Americans living paycheck to paycheck, an unforeseen medical emergency or change in employment could leave you unable to pay your mortgage payment. Your lender can initiate the foreclosure process at any time once your home loan falls into default. Bad financial luck, however, doesn’t have to […]

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Debt Settlement, Bankruptcy and Credit Damage

By on December 24, 2010 in Credit with 0 Comments

If you’re deeply in debt and can see no clear way out of your financial predicament, you may consider either requesting a debt settlement from your creditor or filing for bankruptcy. Keep in mind, however, that both of these options can damage your credit rating–making it much more difficult to qualify for loans and credit […]

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Removing An IRS Federal Tax Lien

By on December 24, 2010 in Tax with 0 Comments

The Internal Revenue Service is exceptionally efficient at collecting overdue taxes. In addition to garnishing your wages, withholding your annual tax refunds and levying your bank accounts, the IRS also reserves the right to file a tax lien against you. Unlike many varieties of lien, a federal tax lien isn’t property specific. Thus, once the […]

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