Mortgage & Insurance Rates and News!

Kevin Benner

Husband, father, tech junkie and sports enthusiast. I have owned and operated ezratequotes.com as well as a number of others sites since 2005.

4 Things to Consider when Searching Home Purchase Lenders Online

By on September 3, 2014 in Mortgage with 0 Comments
4 Things to Consider when Searching Home Purchase Lenders Online

For those of you who are ready to buy a new home, you are going to need to get a mortgage from an experienced home purchase lender. Today more and more people are finding their lender online because of its convenience and simplicity! However, there are a few things you will need to look out […]

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What is a 2nd Mortgage?

By on May 10, 2014 in Mortgage with 0 Comments
What is a 2nd Mortgage?

A 2nd mortgage, sometimes referred to as a home equity loan is simply a second lien on a property. Subordinate to a 1st mortgage, 2nd mortgages are a more risky funding vehicle for lenders. For this reason interest rates on these types of loans will typically be higher than that of a first mortgage. 2nd […]

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Using Your Mortgage as a Debt Consolidation Tool

By on May 5, 2014 in Mortgage with 0 Comments
Using Your Mortgage as a Debt Consolidation Tool

Are you a homeowner drowning in debt? Consolidating your debt using your mortgage may enable your home to work for you. After all, a home is not just a place to live and raise a family; it can also be a very good source of accessible cash. Accessing the equity in your home may allow […]

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Refinancing Your 1st and 2nd Mortgages

By on May 4, 2014 in Mortgage with 0 Comments
Refinancing Your 1st and 2nd Mortgages

1st and 2nd mortgages are financial products many current or future homeowners will have to deal with.  You do everything possible to maintain an excellent credit score and work hard to save up enough money for a down payment. When it is time to buy your dream home, you hope you can find a low […]

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Finding the Lowest Mortgage Refinance Rates

By on May 4, 2014 in Mortgage with 0 Comments
Finding the Lowest Mortgage Refinance Rates

As a consumer, how do you go about finding the lowest mortgage refinance rates? The internet is a great place to begin your shopping around for your next loan. Many people say you should get multiple no-obligation quotes from a few different lenders. However, with so many lenders to choose from, where do you start? […]

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Infographic: 10 Steps to Tax Preparation

By on March 11, 2014 in Tax with 0 Comments
Infographic: 10 Steps to Tax Preparation

When you are in the process of filing your tax returns, it is important to have all of your paperwork together for easy access. By having your forms in one place ahead of time you will not have to scramble when the April deadline comes around. This also makes it easier for you when going […]

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Choosing a Financial Planner

By on February 4, 2013 in Money with 0 Comments
Choosing a Financial Planner

We all need financial advice at some stage during our lives and the best place to turn for that advice is often an independent financial advisor or planner. This is particularly true if you do not have the time or the confidence to research complex financial products by yourself. However, it is worth noting that […]

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What is QE3?

By on September 18, 2012 in Money with 0 Comments
What is QE3?

The Federal Reserve with Ben Bernanke at the helm just announced what is being termed “QE3” to help support and encourage the American economy. But what exactly is QE3 and what kind of real impact will it have on your daily life? What is Quantitative Easing? Quantitative easing is an economic and monetary policy tactic […]

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The Price of Home Ownership: Planning Ahead

By on March 11, 2012 in Money with 0 Comments
The Price of Home Ownership: Planning Ahead

Owning a home goes way beyond the monthly mortgage payment you’re expected to make. Especially if you are first time homeowner, but even if you are not, it’s wise to learn how to budget and save for the unexpected. This way, if you have a plumbing emergency, need a roof repair or another unexpected home […]

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How Often Should You Monitor Your Investments?

By on September 19, 2011 in Money with 0 Comments
How Often Should You Monitor Your Investments?

When you have multiple investment accounts ranging from a 401k to a Traditional IRA, you need to keep tabs on the investments inside those accounts. You cannot know if your investment strategy is paying off if you don’t know how your investments have performed. But there is a fine balance to be maintained. Checking your […]

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