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How to Appeal a Life Insurance Claim Denial

By on March 22, 2014 in Insurance, Life Insurance with 0 Comments
How to Appeal a Life Insurance Claim Denial

There’s nothing worse than thinking you did the right thing for your family and it end up not working out. Getting a term life insurance policy protects your family, but only in the event that they can file a claim on your life. Sometimes for various reasons the life insurance company can deny the claim. […]

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How Smokers Can Save Money on Life Insurance

By on March 20, 2014 in Insurance, Life Insurance with 0 Comments
How Smokers Can Save Money on Life Insurance

If you’re a cigarette smoker, you’re probably familiar with paying more when it comes to anything related to insurance. Life insurance is no different – you will pay significantly more in premiums if you are smoker, compared to a non-smoker. Premiums are higher for smokers because smoking is associated with a large number of chronic […]

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Who is an Insurable Interest for Life Insurance Purposes?

By on March 19, 2014 in Insurance, Life Insurance with 0 Comments
Who is an Insurable Interest for Life Insurance Purposes?

Insurable interest is one of those terms that you’ll almost never hear of outside of the insurance industry. But when it comes to insurance, it is virtually a requirement for any beneficiary you wish to name in your life insurance policy. What is Insurable Interest? By definition, insurable interest is represented by any person who […]

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Should I Sell My Life Insurance Policy?

By on March 19, 2014 in Insurance, Life Insurance with 0 Comments
Should I Sell My Life Insurance Policy?

A life insurance policy is an expense to protect the financial stability of your family. If you die unexpectedly the policy payout helps your family overcome the loss of your income over the coming years and decades. Yet there is a sub-industry where you can sell your life insurance policy to someone else. Why would […]

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How to Appeal a Denied Health Insurance Claim

By on March 18, 2014 in Health Insurance, Insurance with 0 Comments
How to Appeal a Denied Health Insurance Claim

Health insurance in America is a virtual requirement to avoid financial catastrophe if you become seriously ill. One uninsured stay in a hospital can top hundreds of thousands of dollars. But maybe you did the right thing and got an independent health insurance policy. Or your employer provides adequate coverage to you and your family. […]

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What is Global Billing with Health Insurance?

By on March 18, 2014 in Health Insurance, Insurance with 0 Comments
What is Global Billing with Health Insurance?

Just when you thought you understood health insurance and the dictionary of terms that is required to truly understand how you are covered, they throw another wrench into the equation with “global billing.” What exactly is global billing and how is it different from the rest of your health insurance? What is Global Billing with […]

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Why a Non-Working Spouse Needs Life Insurance

By on March 17, 2014 in Insurance, Life Insurance with 0 Comments
Why a Non-Working Spouse Needs Life Insurance

We normally associate life insurance most closely with breadwinners. The thought is that the primary need for life insurance is a replacement for lost wages. But a non-working spouse needs to have adequate life insurance coverage just as a wage earning husband or wife will. Even though lost wages a primary factor in the need […]

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What is Key Person Life Insurance?

By on March 17, 2014 in Insurance, Life Insurance with 0 Comments
What is Key Person Life Insurance?

As an individual or family you have hopefully heard of protecting your income and expenses through purchasing an appropriate amount of term life insurance. The life insurance provides a substantial sum of money to your family that protects them from the loss of your income. Most people have at least heard of life insurance even […]

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The Costly Mistake of Going Over Budget When Home Shopping

By on March 16, 2014 in Money with 0 Comments
The Costly Mistake of Going Over Budget When Home Shopping

Shopping for a new place to live is exciting and draining at the same time. You look at so many different properties they all start to run together. Your agent is on your side – but not completely. Your agent’s job is to help you in buying a home with the caveat that the more […]

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Why Bank Accounts are Better Than Money Market Mutual Funds

By on March 16, 2014 in Money with 0 Comments
Why Bank Accounts are Better Than Money Market Mutual Funds

Money market mutual funds used to be the next step up you would take after you had enough money in your bank account. The value of your money wouldn’t change and you could use it as a sweep account for your investments. It seemed like a win-win. All that has drastically changed since the financial […]

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