Mortgage & Insurance Rates and News!

How Much Should I Save in My HSA?

By on March 16, 2014 in Money with 0 Comments
How Much Should I Save in My HSA?

A health savings account or HSA is a tax-deferred healthcare account that lets you set aside pre-tax income today for use on medical spending at some point in the future. If the funds are spent on qualified healthcare expenses then you never pay income tax on your contributions to the HSA. HSAs are a great […]

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What are the Four Account Options to Save Money on Medical Expenses?

By on March 15, 2014 in Money with 0 Comments
What are the Four Account Options to Save Money on Medical Expenses?

HSAs, HRAs, MSAs, FSAs… the number of account options available to you to save taxes on medical expenses looks like quite the confusing array of alphabet soup. It’s important to learn about the differences so you can make better choices when it comes to open enrollment with your benefits department. There’s no need to turn […]

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How are Insurance Rates Determined?

By on March 15, 2014 in Insurance with 0 Comments
How are Insurance Rates Determined?

Getting a quote for a term life insurance, car insurance, homeowners insurance, or a health insurance quote is a lot easier than it used to be. You simply go online, put in your personal details, and within 24 hours – if not instantly – you have a fully priced out quote to do a price […]

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How Much Should I Save in My FSA?

By on March 15, 2014 in Money with 0 Comments
How Much Should I Save in My FSA?

A Flexible Spending Account or FSA is a tax-advantaged account that employees can divert some of their pre-tax income into to be used toward eligible medical expenses. That’s a mouthful. Essentially with an FSA from your employer you can set aside part of your income each year and as long as that money is used […]

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How Much Life Insurance Do I Need?

By on March 14, 2014 in Insurance, Life Insurance with 0 Comments
How Much Life Insurance Do I Need?

Before you can make a decision on whether to purchase term life insurance or whole life insurance, you need to know how much total life insurance you need. Being underinsured is an unfortunate situation that can leave your family scrambling for money. Being overinsured leaves your heirs with a big pile of cash, but you […]

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Should a Stay at Home Parent Have Life Insurance?

By on March 14, 2014 in Insurance, Life Insurance with 0 Comments
Should a Stay at Home Parent Have Life Insurance?

Protecting the income you provide your family is a critical aspect of life insurance. A typical family should have at least ten times each person’s salary in term life insurance. But is it necessary for a family with a stay at home parent to have term life insurance on that parent? The Case for Life […]

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What is More Important: Life Insurance or Disability Insurance?

By on March 14, 2014 in Insurance, Life Insurance with 0 Comments
What is More Important: Life Insurance or Disability Insurance?

When looking at the different types of insurance your family needs some of the common types discussed include life insurance and disability insurance. While both are ultimately important, if you only had enough money to purchase one type of policy which one should you focus on? One protects your family while the other protects you […]

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Health Insurance for Expatriates

By on March 13, 2014 in Health Insurance, Insurance with 0 Comments
Health Insurance for Expatriates

Compared to a majority of the world the United States is a pretty expensive place to live. Some individuals or families make a decision to leave the first world experiences of our country and move to a much less expensive country. With the increasing number of jobs that can be done remotely many of these […]

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Mobile Payment Options for Small Businesses

By on March 13, 2014 in Money with 0 Comments
Mobile Payment Options for Small Businesses

It is tough to be a small business these days. Consumers buy seemingly everything online at prices a small business can’t compete with. Customers that happen to come into the store may not stay long, and don’t seem engaged. As bad as the news is for these business owners, there is some good news. Savvy […]

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What is No Medical Exam Life Insurance?

By on March 13, 2014 in Insurance, Life Insurance with 0 Comments
What is No Medical Exam Life Insurance?

Most life insurance policies, whether term, universal, permanent, or whole life, require a medical exam before you will be granted a policy. The exam involves having your blood drawn and sent off to a lab for results. It can take a few weeks to fully process your life insurance policy from the time you accept […]

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