Mortgage & Insurance Rates and News!

Kristie Lorette

Getting Your Life Insurance in Order

By on May 7, 2012 in Insurance, Life Insurance with 0 Comments
Getting Your Life Insurance in Order

According to a recent survey by LIMRA, 30% of households in the U.S. do not have any life insurance coverage. This statistic is up from 22% in 2004, which indicates that the recessionary times affected more than just the real estate, credit and mortgage markets. According to experts, when individuals and families need to cut […]

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Rent to Own May be the Easy Way to Buy a Home

By on March 11, 2012 in Money with 0 Comments
Rent to Own May be the Easy Way to Buy a Home

When you want to buy a home but don’t have the means or the credit, there may be another option. Some home sellers will work with you on a rent to own basis. Learn the ins and outs of renting to own the home of your dreams, so you can decide if it’s the right […]

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How to Get Your Home Open House Ready

By on September 27, 2011 in Money with 0 Comments
How to Get Your Home Open House Ready

When you put your house on the market, you’ll have potential buyers trickle in here and there. One of the marketing techniques that most real estate agents use to bring in volume potential buyers during a short time frame is an open house. Marketing the open house and drawing in the agents and their clients […]

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5 Reasons to Decrease the Price of Your Home

By on September 27, 2011 in Money with 0 Comments
5 Reasons to Decrease the Price of Your Home

Has your home been sitting on the market without much activity? Are you receiving low-ball bids, or worse yet, no bids at all? Numerous reasons can cause this to happen, but one of the major reasons could be the listing price of your home. If you’re having a hard time selling, you may need to […]

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Loan Modification: What it is and How to Qualify

By on September 24, 2011 in Mortgage with 0 Comments
Loan Modification: What it is and How to Qualify

If you are heading toward foreclosure or into a situation where you cannot afford to pay your mortgage payments, a loan modification may be an alternative to losing your home. Loan modifications are not an option for every homeowner, but it is an option worth checking into with your current lender. What is a Loan […]

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Real Estate Representation: What Does it Really Mean for You?

By on September 21, 2011 in Money with 0 Comments
Real Estate Representation: What Does it Really Mean for You?

When you choose a real estate professional to help you sell your home, you are choosing a professional that can make the difference in selling your home quickly or watching it sit on the market month after month. Choosing the right real estate professional for you means adding a member to your team that you […]

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How to Decipher Landlord Insurance

By on August 24, 2011 in Insurance with 0 Comments

In today’s still tumultuous real estate market, homeowners who are unable or unwilling to sell their homes at a loss are turning these homes into rentals. Being a landlord, especially if you haven’t been one before, comes with a lot of responsibilities. You want to protect your property from damage, but you also want to […]

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The Truths and Myths about Health Insurance

By on August 18, 2011 in Health Insurance, Insurance with 0 Comments

Whether you are obtaining health insurance sponsored by your employer or researching an individual policy, health insurance can be a complex type of insurance to understand. According to the Life and Health Insurance Foundation for Education, there are three major myths when it comes to health insurance. Now, it is time to dispel the myths […]

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Auto Insurance and Your Teen Driver: 3 Ways to Save Money (and Your Mind)

By on August 18, 2011 in Auto Insurance, Insurance with 0 Comments

As a parent, there will come a time when you will have a teenage driver. While even the thought may frighten you, when you find out how much your auto insurance bill goes up when you add a teenage driver to one or more of your vehicles, your heart may really skip a beat. The […]

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7 Steps to Make Yourself Creditworthy for Buying a Home

By on August 16, 2011 in Money with 0 Comments

In today’s housing and lending market, you have to be a stellar borrower for a mortgage lender to even consider lending money to you. You may already be this type of borrower. If you are not, or if you are not sure if you are, then now is the time to take the steps that […]

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