Kristie Lorette
Homebuyer Incentives: Friends and Foes for Home Sellers
If you’re in the process of selling your home, you may be hearing a lot of talk about homebuyer incentives. The word on the street is that with so many homes on the market, you have to make it worthwhile for homebuyers to choose your home over all of the other options available. Homebuyer incentives […]
5 Tips for Successfully Selling Your Home in a Short Sale
When you are a homeowner in a situation where you owe more on the mortgage than the home is worth, you may be a candidate for a short sale. The mortgage lender or bank has to agree to a short before you can proceed, but as the seller of the home, you still have a […]
5 Tips for a Successfully Buying Short Sale
Buying a home in a short sale can be a great bargain for potential home buyers. A short sale is when the bank or mortgage lender is willing to sell the home for less than the mortgage balance to reduce the loss the lender takes on the loan and to stay out of foreclosure court […]
Downsizing Your Home: When and if it is Time
As kids go off to college, get married and have kids of their own, you find yourself with empty nest syndrome. You also find yourself in a house that is likely much too big for you to live alone or even to live with your spouse. Deciding to downsize from the home where you raised […]
Rightsizing Your Home Purchase
When you are buying your first home, there are so many factors to consider. Beyond the neighborhood, where the down payment money is going to come from and if you can qualify for the mortgage, you have to consider the features and benefits of the house itself. You not only have to think about your […]
How to Negotiate with a Credit Card Company
Especially these days, it is common to find yourself falling behind on making your credit card payments. For some consumers, it is because they have lost their jobs and do not have enough income to make normal living expenses, not to mention keeping up with the rest of the bills. For others, it’s simply that […]
Home Buyers Beware: What You Need to Know about Home Inspections
You find your dream home, your offer is accepted and you start to move through the closing process. While it is not a requirement for a home buyer to have the home inspected, it is advisable. Having a professional home inspection done on the prospective property can save you time, money and stress that you […]
5 Ways to Establish a Profitable Home Closing
When you sell a home, your primary focus is typically to profit from the sale as much as possible. Both the seller and the buyer play a part in the total process, which includes everything leading up to the closing table. Fortunately, there are steps that you can take as the seller to make the […]
5 Tips for Accepting the Best Offer on Your Home
When you put your home on the market, when a buyer is interested in buying it, they will submit an offer. In some cases, you may go through several offers before finding the one offer that you are willing and able to accept. In order to choose the best offer, you have to learn what […]
Fannie & Freddie: Mortgage Friends that Help Homebuyers Save Money
According to House Logic, millions of homeowners each year save on mortgage interest by using Fannie Mae and Freddie Mac mortgage options. While recent news headlines make it seem as if these two government-sponsored agencies are costing taxpayers money rather than helping the housing situation, if you look back into the annals of history, you’ll see decades […]
