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How to Ensure You Don't Waste Your Annual Raise

Most people receive an annual raise, but don't plan for the increase in their income. Over time they find that their expenses have risen just as much as their income for a net result of no change. Here's how to wisely avoid wasting a raise.

Home Buyers Beware: What You Need to Know about Home Inspections

How do you know your dream home is not a "Money Pit"? Having a professional home inspection done on the prospective property can save you time, money and stress that you won’t see coming if you proceed with buying your dream home without one.

Do You Need Life Insurance in Retirement?

Life insurance helps us protect our family if we pass away unexpectedly. But once we reach retirement is it really necessary?

Rent to Own May be the Easy Way to Buy a Home

Published: 03/11/2012 by Kristie Lorette in Money

Rent to Own May be the Easy Way to Buy a Home

When you want to buy a home but don’t have the means or the credit, there may be another option. Some home sellers will work with you on a rent to own basis. Learn the ins and outs of renting to own the home of your dreams.

With the housing crisis still in full swing, home inventories have risen dramatically. That should make finding a new home simple and easy, but that isn't always the case. Here's why.

Does Debt Consolidation Work?

If you find yourself overwhelmed with debt, a debt consolidation loan can simplify your financial life, lower your interest rate, and save you money in the long run. But there is significant risk to this strategy. How can you avoid bankruptcy?

How to Handle Winning the Lottery and Other Unexpected Windfalls

Winning the lottery is a dream everyone has. You are far more likely to receive an inheritance. Either way, dreaming of a big payday is nice - but what would you actually do if you won? How would you protect your assets?

Should You Refinance Your Home Mortgage?

Refinancing your home mortgage can save you thousands of dollars in interest. Despite this, it may not be the best option for your situation. How is that possible? Read on to see if it is the right fit for you.

5 Reasons to Decrease the Price of Your Home

Has your home been sitting on the market without much activity? Are you receiving low-ball bids, or worse yet, no bids at all? Your listing price may be the issue. Here are 5 reasons you may want to consider lowering the price of your home.

Should a portion of your portfolio be in gold or other precious metals? How can you fight back inflation if you don't use gold?

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