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Tag: credit score

Improving Your Credit Score Quickly

By on February 17, 2016 in Credit with 0 Comments
Improving Your Credit Score Quickly

Have you recently been denied a credit card or maybe even a car loan? If so, you may suffer from credit score blues. Your credit score is an important factor companies use to determine your credit worthiness. Creditors suck as banks, car dealerships and credit card companies look at your credit score to determine the […]

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Five ways to a healthy credit score

By on June 18, 2012 in Credit with 0 Comments
Five ways to a healthy credit score

Having a good credit score is important for many reasons. Not only do financial institutions check credit scores when people apply for mortgages, but potential employers and landlords often choose to obtain credit records as well. Good credit scores can help new homeowners obtain better interest rates than those with marginal credit scores. In fact, […]

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How Much Available Credit Should You Have?

By on December 12, 2011 in Credit with 0 Comments
How Much Available Credit Should You Have?

The importance of the credit score has drastically increased in recent years. Not only is it important for getting the best interest rate on a mortgage or ensuring a zero percent APR on a credit card but it is also a tool employers are using for hiring purposes. This makes maintaining a high credit score […]

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Experian Advanced Risk Score 2.0

By on June 22, 2011 in Credit with 0 Comments

It’s important for consumers to understand that there are many types of scoring products and methods to calculate an individual’s credit risk. The Classic FICO is the most commonly referred to and is used by the three credit bureaus, each with a unique algorithm. Equifax uses the Beacon Score while TransUnion uses the Empirica Score. […]

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Debt Settlement, Bankruptcy and Credit Damage

By on December 24, 2010 in Credit with 0 Comments

If you’re deeply in debt and can see no clear way out of your financial predicament, you may consider either requesting a debt settlement from your creditor or filing for bankruptcy. Keep in mind, however, that both of these options can damage your credit rating–making it much more difficult to qualify for loans and credit […]

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